L to R: VP of Safety & Loss Control with FFVA Mutual Jose Ramos, Production Underwriter Denise Hoenicke with FFVA Mutual, VP/Sales Leader at Brown & Brown Insurance, Daytona Beach FL, Austin Brownlee, Owner/Partner GTS Restaurant Group Gale Lemerand, wner/Partner GTS Restaurant Group Tim Curtis, VP at Brown & Brown Insurance, Daytona Beach FL, Chris Tolland and Safety Consultant Carol Norris with FFVA Mutual.