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ABOUT

Company Overview

Rated A- by AM Best, FFVA Mutual is proud to provide trusted workers’ compensation insurance to a variety of businesses in all major industry groups in 10 licensed states: AL, FL, GA, IN, KY, MS, NC, SC, TN, and VA.
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Mission & Vision

Our mission is to deliver trusted solutions and personalized customer experiences. Our Vision is to be the trusted workers’ comp carrier of choice for businesses and agents alike.
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Executive Team

With decades of industry knowledge and a shared focus on results, FFVA Mutual’s executive team brings together expertise in leadership, claims, underwriting, safety, and marketing to deliver outstanding workers’ comp experiences for agents and policyholders.
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ABOUT

What People Say

Hear what people are saying about FFVA Mutual’s Solutionists and what sets our underwriting, safety and claims services apart from other workers’ comp carriers.
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Careers

FFVA Mutual is always looking for Workers’ Comp Solutionists with fresh ideas and collaborative energy. If you're looking for strong benefits, innovative tools and a chance to grow your career, we’d love to meet you.
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Agents Overview

Agency relationships are the core of everything we do. Our broad underwriting approach, strong financials, high retention and multi-state capability help agents grow their workers’ comp book with confidence.
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Underwriting Team

Workers’ compensation is our focus and our passion. Connect with your underwriter to explore our competitive products and discover where we’re finding success - together.
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Agent Toolkit

Grow your workers’ comp business with our toolkit of marketing materials, industry sheets, forms and state-specific resources to save and share with your customers.
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Frequently Asked Questions

We have answers to some of the most Frequently Asked Questions in our industry. If you do not find the answer to your question, contact us and we’ll be happy to help!
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Annual Reports

FFVA Mutual’s Annual Reports highlight our financial performance, operations and ongoing initiatives designed to enhance our services and customer experience.
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Employers Overview

As a policyholder, your business and employees have access to a wide range of solutions to improve workplace safety, reduce claims and lower premium costs.
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Claims Solutions

Our expert claims team takes a hands-on approach to coordinate treatment, manage claims and help injured employees return to work quickly and safely.
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Medical Bill Review

When it comes to medical bill review, every dollar counts. Our medical bill review process reduces claim costs that directly impact premium and employer experience modification rates.
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Loss Control Services

We help employers put safety first with tailored loss control services and strategies designed to keep employees safe and claims costs down.
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Employer Toolkit

This employer toolkit is a great resource for state specific forms, claim forms and regulatory links.
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Frequently Asked Questions

Find quick answers about our online portal, claims process, injury reporting and more - all in one place.
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Return to Work

Insights, resources and a free E-Book to build a successful return to work program to help get your employees back to work quickly and safely.
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Report Fraud

Our in-house fraud Special Investigation Unit (SIU) investigates all fraudulent workers’ compensation claims, performs background investigations, and conducts surveillance.
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Report Injury

Reporting a claim within 24 hours helps reduce claim costs. Learn ways to report a claim to us and what information is needed so we can help your injured worker get the medical care they need.
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Safety Overview

We Put Safety First. Employers rely on us for safety services, safety training and loss control solutions to improve employee safety and prevent workplace injuries.
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Safety Videos

Expand your workplace safety knowledge with short talks, videos and webcasts featuring expert tips and demonstrations from our safety consultants.
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Upcoming Safety Events

Register today for upcoming events, safety webcasts and safety training.
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Safety Toolkit

This safety toolkit includes checklists, forms and materials by topic plus state links and resources to help you build a stronger safety program.
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Safety Team

Our safety consultants help identify hazards and provide tailored recommendations to prevent accidents and reduce claims. Connect with your consultant to learn more about keeping your workplace safe.
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Safety Training Request

We're proud to offer 30+ safety training courses to our policyholders at no additional cost. Explore the options and request training for your employees today.
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SAFETY

Guide to Workplace Safety

Practical insights, expert guidance and a free eBook to help build a safer workplace, reduce injuries and strengthen your safety culture
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Ultimate Guide to Workplace Safety

The Ultimate Guide to Workplace Safety

Protect Your People. Strengthen Your Business. Download the Guide.

Build a Safer Workplace With Practical Steps You Can Use Now

Simple, Actionable Guidance to Help You Prevent Injuries and Strengthen Safety Every Day

Workplace safety is the daily practice of protecting teams from hazards, preventing accidents and reducing occupational diseases. A strong safety program creates a safe environment where people feel supported, engaged and productive.

With the right systems in place, you can prevent injuries, reduce costs and strengthen team morale. That’s why FFVA Mutual created The Ultimate Guide to Workplace Safety to give employers practical steps, proven measures and ready-to-use resources.

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Get the Free Guide to Workplace Safety

Download the guide to start building a safe workplace with clearer safety procedures, a stronger safety protocol, hazard identification and practical workplace safety tips your team can use throughout the year.

Download Your Safety eBook!

Why Safety at Work Can’t Wait

Workplace safety goes beyond compliance. It’s an investment in occupational health, employee retention and long-term risk reduction. By addressing safety concerns early, employers protect their teams and minimize the chance of costly workers’ comp claims.

FFVA Mutual partners with employers through initiatives like Safety Stand-Downs and tailored prevention programs to make safety a daily practice, not a once-a-year exercise.

The Ultimate Guide to Workplace Safety builds on this approach, offering clear steps and resources to help you strengthen your safety culture and resilience.

5 Ways Safety Protects Your Business

5 Ways Workplace Safety Protects Your Business

A strong safety culture can improve more than compliance. It helps protect employees, support worker safety, manage risk and strengthen the workplace.

  1. Prevent Injuries Before They Happen: The most effective safety practice is prevention. When employers identify workplace risks early, they can apply effective safety measures before a workplace injury occurs.
  2. Support Occupational Safety and Compliance: A consistent occupational safety process helps employers follow applicable workplace safety regulations, document safety procedures and keep workers informed about their responsibilities.
  3. Control Claim Costs and Business Disruption: Workplace accidents can affect staffing, productivity, claims and insurance costs. Prevention reduces the chance that one incident will create a ripple effect across the business.
  4. Improve Employee Engagement: Employees are more likely to participate in safety when they know their concerns will be heard. Reporting, inspections and safety committees can help turn workers into active partners in prevention.
  5. Build a Strong Safety Culture: A strong safety culture grows through daily habits. Leadership, supervisors and employees all play a role in making safety part of every shift, meeting and task.
Prevention

Safety Programs Help Prevent Injuries

Workplace safety protects people first. It also helps employers reduce workplace injury costs, control claims, support employee morale and keep daily operations moving.

A strong safety program helps you:

  • Reduce workplace incidents and costly downtime
  • Improve employee health, retention and engagement
  • Strengthen compliance with workplace safety standards
  • Address safety concerns before they become claims
  • Build a safe work environment where workers know what to do

What’s Inside

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Workplace Safety: Protecting People and Your Business
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The Cost and Causes of Workplace Injuries
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Why Safety Is a Smart Business Strategy
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Injury Prevention That Works: The Hierarchy of Controls
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Identifying and Assessing Workplace Hazards
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Engaging Employees in Safety
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The Employer’s Responsibility
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Creating a Culture of Safety at Work
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Build Your Workplace Safety Program
Safety in Action – Next Steps

Download The Ultimate Guide to Workplace Safety

A safer workplace starts with small, consistent steps. This free safety guide gives employers an actionable resource for improving occupational safety, strengthening safety training and preventing injuries at work.

Download Your Free eBook Today!

Workplace Safety FAQs

Workplace safety is the practice of protecting employees and workers from hazards, injuries, occupational diseases and unsafe conditions. It includes safety policies, safety procedures, training, hazard identification and the use of safety measures that help create a safe work environment.

When it comes to a safe workplace, important conversations matter because they connect employee safety with business stability. A safer work environment can reduce injuries, protect workers, support employee morale, lower claims and help employers meet occupational safety responsibilities.

Basic safety rules include identifying hazards, following safety procedures, using safety equipment correctly, reporting unsafe conditions and completing required safety training. A simple safety rule should be clear, visible and reinforced often.

The five golden safety rules are:

  1. Identify hazards.
  2. Define safety measures.
  3. Provide proper equipment.
  4. Train employees.
  5. Prepare for emergencies.

Employers can improve their safety program by inspecting work areas, encouraging reporting, updating safety training, maintaining equipment and involving employees in safety decisions. A safety program should be reviewed regularly so it reflects current tasks, staffing and risks.

OSHA requires that employers must:

  1. Provide a safe work environment.
  2. Post required notices.
  3. Train employees.
  4. Keep records of incidents.
  5. Comply with hazard communication standards.

A workplace can build a safety culture by making safety part of daily work. Leaders should discuss safety often, recognize safe behavior, respond quickly to hazards and give employees a clear voice in preventing incidents.

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Download Our Free Safety Guide

Safer workplaces mean fewer incidents, stronger compliance and employees who feel supported. This safety guide will provide you with valuable insights, tools and resources to take the next step.

Read More About Safety at Work
Download The Free eBook
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Workers’ Comp Solutions
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Location

FFVA Mutual Insurance Co.
PO Box 948239
Maitland, FL 32794

Contact

321-214-5300
800-346-4825
Fax: 321-214-0220

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