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Workers’ compensation insurance is a wise investment to protect both your business and employees in the event of a workplace accident, injury or illness. Without a comprehensive policy, as an employer, you are responsible for paying an injured worker’s medical bills and lost wages out of pocket, which can significantly impact your company’s bottom line.

Every state has different rules and regulations that govern who needs to be covered, where you can obtain a policy, and how much it will cost. For detailed, up-to-date information, check your state’s laws.